Introducing the 401(hp)TM which stands for 401 Health Plan

Our 401(hp)™ provides the principals of a Defined Contribution 401k program for Health and Wealth

The i PlanRx 401(hp)™ platform is revolutionizing the way employers and employees fund their benefit purchases.

i PlanRx helps you maximize the tax efficiency for your company and employee’s via our 401(hp)™.

We take the most complicated part of offering a Private Health Exchange and make it simple! We manage the financial contributions for both employers and employee’s and make it look easy. We take the most complicated part of offering a Private Health Exchange and make it simple! We manage the financial contributions for both employers and employee’s and make it look easy.

Our 401(hp)™ platform not only helps you power your Private Health Exchange, it unites disparate parts of your benefit offering into one integrated platformOur 401(hp)™ platform not only helps you power your Private Health Exchange, it unites disparate parts of your benefit offering into one integrated platform

  • Health Savings Accounts
  • Premium Only Plans
  • Debit Cards for Integrated Premium Payments to Insurance Companies

How it Works: How it Works:

  • You pick the price, the employee’s pick the benefits.
  • The employer creates an account for each employee.
  • The employer sets a contribution amount.
  • Employee’s choose what insurance meets their needs. (through your Private Health Exchange)
  • Employee’s can contribute additional funds either for insurance or current/ future out-of-pocket costs.
  • Employee’s choose their own individual insurance plans from top tier options to meet their preferences.

Key Benefits of the 401(hp)™ Platform:

Employer: Employer:

  • Maintain employee visibility employer of contributions to employee benefits
  • No shopping or negotiating with carriers
  • Web Services enabling your Private Health Exchange to plug into the record keeping platform
  • Secure, easy-to-use, Employer Portal
  • Premium payment and reimbursement capabilities supporting both group and individual insurance products
  • Robust reporting engine for powerful contributions reporting and ad-hoc reporting options
  • Eligibility and enrollment options
  • Employer Self Service to manage contribution changes
  • Premium Reimbursement recordkeeping

Employee: Employee:

  • Contributions received from employer are added to employee contributions to create one benefit amount.
  • Contributions from the employee are tracked through one online system
  • Freedom to choose from dozens of top tier insurance carriers
  • Intuitive and straight forward online-guided shopping experience
  • Convenient side by side plan comparisons for estimated out of pocket expenses and total financial exposure
  • U.S. based benefit advisory services across all 50 states
  • Multiple ways to access account info including online portal, mobile applications, electronic notifications, text messaging alerts.